Oceanic Health Community Based Social Health Insurance is a Health Insurance Scheme for a cohesive group of households/individuals or occupation based groups, formed on the basis of the ethics of mutual aid and the collective pooling of health risks, in which members take part in its management.

The scheme by nature promotes community participation, a feature which has the potential to enhance viability/sustainability of informal sector programmes.

The schemes shall be managed by Oceanic Health; an NHIS registered HMO in partnership with community members represented by the BOTs.