Address: 266, Muritala Mohammed Way, Ebute-Metta, Lagos.

Email: hmo@oceanichealthng.com

Phone: • 01 280 6399
• 01 633 0300

CORPORATE HEALTH PLANS

Home CORPORATE HEALTH PLANS

CORPORATE HEALTH PLANS

Product Type:

Health Insurance i.e. provision of a defined set of healthcare services to an enrolled population through a network of partner hospitals nationwide.

Target Beneficiaries:

Corporate/Formal Sector staff which cuts across different business segments such as Financial Institutions, IT, Media, Outsourcing, Manufacturing, power, oil and gas.

Pricing

Our Pricing

We have an array of packages designed to suit you

Gold

₦46,800 Individual/ Yearly

₦234,000 Family/ Yearly

Diagnostic Services
Professional Consultation
Biennial Optical Lenses & Frames
Postnatal Care -6 Weeks only
Dental care services

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Gold Plus

₦67,600 Individual/ Yearly

₦338,000 Family/ Yearly

Diagnostic Services
Professional Consultation
Supply of Prescribed Drugs
Secondary Immunisations
Advanced Investigations including ECG

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Diamond

₦121,800 Individual/ Yearly

₦609,000 Family/ Yearly

Diagnostic Services
Professional Consultation
Ambulance
CANCER Care
Health Screening For Principal & Spouse

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Platinum

₦281,250 Individual/ Yearly

₦1,406,250 Family/ Yearly

Diagnostic Services
Intensive Care Services/NICU
Spa/Wellness
Surgical Extractions
ENT Surgeries

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Our Partners/ Our Clients

#	Plan Name	Platinium
#	Hospital Category	All
#	Benefits
1	Out-Patient Services
2	General and Specialist Consultations	Covered
3	Supply of Prescribed Drugs	Covered
4	Chronic Ailments - Diagnosis	Covered
5	Management of Chronic Conditions	Covered
6	In-Patient Services
7	Admissions and Feeding	Private Room
8	Supply of Prescribed Drugs	Covered
9	Nursing Care and Consumables	Covered
10	Neonatal and Pediatric Services
11	Primary immunisations(BCG, OPV, DPT, Measles, Yellow Fever, Vit. A, Pentavalent Vaccine, Hep. B, Pneumoccocal)	Covered
12	Secondary Immunisations( Tetanus Toxoid, Anti-Rabies, Anti-Snake Venom, HIB, MMR, Rotavirus, Chicken Pox, Meningitis(CMS), Typhoid at designated centres.	Covered
13	Primary care including Circumcision, Ear Piercing, Exchange Blood Transfusion, Tongue Tie Release, Nebulisation	Covered
14	Booster Dose for children 6 years and above (Meningitis, Yellow Fever & Hepatitis B) at designated centres.	Covered
15	Special Baby Care including Incubator Care, Phototherapy	14 days
16	Diagnostic Services
17	Routine Laboratory Services including Heamatology, Clinical Chemistry, Microbiology, Serology	Covered
18	Basic Radiological Investigations icluding Ultrasound scan,Plain X-ray, Pelvimetry,Other routine radiological investigation	Covered
19	Advanced Diagnostic Services including Endocrinology, Cytology & Histology.	Covered
20	Advanced Investigations including ECG	Covered
21	CT-Scan, MRI, Echo & EEG	Covered Per Annum
22	Physiotherapy Services
23	Provision of Physiotherapeutic appliances e.g soft and hard cervical collar, Crutches	Covered
24	Physiotherapy Sessions	30 Sessions
25	Psychiatric Services
26	Out-Patient Psychiatric Care, Acute Psychosis	12 Weeks
27	DENTAL SERVICES
28	Primary & Secondary Dental care services	Covered (limit of N130,000 per annum)
29	Optical/Opthalmology Services
30	Optometrist/Opthalmologist Consultation, Basic Eye Examination, Foreign Body Removal, Subconjuctival Infection & Medication	Covered
31	Biennial Optical Lenses & Frames	Covered (Limit of N40,000 )
32	Optical Surgeries	As a part of Annual Surgical Limit
33	Obstetrics and Gynaecological Services
34	ANC/Normal Delivery/Assisted Delivery	Covered
35	Reinbursement for Delivery Abroad SVD/CS	SVD-N250,000/CS N300,000
36	Postnatal Care -6 Weeks only	Covered
37	Fertility Services (investigation only)	Covered (Limit of N120,000 per annum)
38	Family Planning : Counselling, provision of commodities e.g. injectables, pills, IUCD (Copper T)	tCovered including Tubal Ligation, Norplant or Implanon, Vasectomy
39	ENT Services
40	Treatment and Removal of Foreign Bodies	Covered
41	ENT Surgeries	As a part of Annual Surgical Limit
42	SURGICAL SERVICES
43	Minor, Intermediate, Major Surgeries and Procedures.	Covered (limit of N1,500,000 per annum)
44	Anaesthesia, Surgical Consumables, Oxygen, Administration of Blood	Covered (limit of N1,500,000 per annum)
45	Reinbursement for Surgery/Procedure Abroad	Up to N250,000
46	Accidents and Emergencies
47	Ambulance (Hospital-to-Hospital and Road side to Hospital)(For Immobile members Only)	Covered
48	Emergency Stabilization and Resuscitation Management only	Covered
49	Intensive Care Services / NICU	7 Days
50	Other Services/Benefits
51	ACUTE & CHRONIC KIDNEY FAILURE
52	Renal Dialysis	10 sessions
53	CANCER Care - Cytotoxic Drugs, Chemotherapy, Radiotherapy, Surgery	Covered (Limit of N1,500,000)
54	HIV/AIDS AND TB- Diagnosis & Treatment at Free Govt Centres	Covered
55	Health Screening For Principal & Spouse (OHML Designated Centres) once p.a	Physical Examination, BMI, PCV, Blood Pressure, Urinalysis, Genotype, LFT, & E/U/Cr, Serum Cholestrol, Blood Sugar, Mammogram Cervical Smear for Women older than 35 years & PSA for Men 40 years and over.
56	Spa / Wellness	Covered once per month
57	Health Equipment For Chronic Condition	Glucometer or Sphgmomanometer
58	Second Opinion Service By Experts	Covered
59	Network GYM Access	Covered 3 times a week
60	Premium Per Individual per annum	Naira 281,250
61	Premium Per Family per annum	Naira 1,406,250

#	Plan Name	Diamond
#	Hospital Category	All
#	Benefits
1	Out-Patient Services
2	General and Specialist Consultations	Covered
3	Supply of Prescribed Drugs	Covered
4	Chronic Ailments - Diagnosis	Covered
5	Management of Chronic Conditions	Covered
6	In-Patient Services
7	Admissions and Feeding	Private Room
8	Supply of Prescribed Drugs	Covered
9	Nursing Care and Consumables	Covered
10	Neonatal and Pediatric Services
11	Primary immunisations(BCG, OPV, DPT, Measles, Yellow Fever, Vit. A, Pentavalent Vaccine, Hep. B, Pneumoccocal)	Covered
12	Secondary Immunisations( Tetanus Toxoid, Anti-Rabies, Anti-Snake Venom, HIB, MMR, Rotavirus, Chicken Pox, Meningitis(CMS), Typhoid at designated centres.	Covered
13	Primary care including Circumcision, Ear Piercing, Exchange Blood Transfusion, Tongue Tie Release, Nebulisation	Covered
14	Booster Dose for children 6 years and above (Meningitis, Yellow Fever & Hepatitis B) at designated centres.	Covered
15	Special Baby Care including Incubator Care, Phototherapy	5 days
16	Diagnostic Services
17	Routine Laboratory Services including Heamatology, Clinical Chemistry, Microbiology, Serology	Covered
18	Basic Radiological Investigations icluding Ultrasound scan,Plain X-ray, Pelvimetry,Other routine radiological investigation	Covered
19	Advanced Diagnostic Services including Endocrinology, Cytology & Histology.	Covered
20	Advanced Investigations including ECG	Covered
21	CT-Scan, MRI, Echo & EEG	Covered (Any 3 Per Annum)
22	Physiotherapy Services
23	Provision of Physiotherapeutic appliances e.g soft and hard cervical collar, Crutches	Covered
24	Physiotherapy Sessions	15 Sessions
25	Psychiatric Services
26	Out-Patient Psychiatric Care, Acute Psychosis	12 Weeks
27	DENTAL SERVICES
28	Primary & Secondary Dental care services	Covered (limit of N75,000 per annum)
29	Optical/Opthalmology Services
30	Optometrist/Opthalmologist Consultation, Basic Eye Examination, Foreign Body Removal, Subconjuctival Infection & Medication	Covered
31	Biennial Optical Lenses & Frames	Covered (Limit of N25,000 )
32	Optical Surgeries	As a part of Annual Surgical Limit
33	Obstetrics and Gynaecological Services
34	ANC/Normal Delivery/Assisted Delivery	Covered
35	Reinbursement for Delivery Abroad SVD/CS	SVD-N150,000/CS N200,000
36	Postnatal Care -6 Weeks only	Covered
37	Fertility Services (investigation only)	Covered (Limit of N120,000 per annum)
38	Family Planning : Counselling, provision of commodities e.g. injectables, pills, IUCD (Copper T)	tCovered including Tubal Ligation, Norplant or Implanon, Vasectomy
39	ENT Services
40	Treatment and Removal of Foreign Bodies	Covered
41	ENT Surgeries	As a part of Annual Surgical Limit
42	SURGICAL SERVICES
43	Minor, Intermediate, Major Surgeries and Procedures.	Covered (limit of N750,000 per annum)
44	Anaesthesia, Surgical Consumables, Oxygen, Administration of Blood	Covered (limit of N750,000 per annum)
45	Reinbursement for Surgery/Procedure Abroad	Up to N150,000
46	Accidents and Emergencies
47	Ambulance (Hospital-to-Hospital and Road side to Hospital)(For Immobile members Only)	Covered
48	Emergency Stabilization and Resuscitation Management only	Covered
49	Intensive Care Services / NICU	4 Days
50	Other Services/Benefits
51	ACUTE & CHRONIC KIDNEY FAILURE
52	Renal Dialysis	4 sessions
53	CANCER Care - Cytotoxic Drugs, Chemotherapy, Radiotherapy, Surgery	Covered (Limit of N1,000,000)
54	HIV/AIDS AND TB- Diagnosis & Treatment at Free Govt Centres	Covered
55	Health Screening For Principal & Spouse (OHML Designated Centres) once p.a	Physical Examination, BMI, PCV, Blood Pressure, Urinalysis, Genotype, LFT, & E/U/Cr, Serum Cholestrol, Blood Sugar, Mammogram Cervical Smear for Women older than 35 years & PSA for Men 40 years and over.
56	Spa / Wellness	Covered once per month
57	Health Equipment For Chronic Condition	Glucometer or Sphgmomanometer
58	Second Opinion Service By Experts	Covered
59	Network GYM Access	Covered 3 times a week
60	Premium Per Individual per annum	Naira 121,800
61	Premium Per Family per annum	Naira 609,000

#	Plan Name	Gold Plus
#	Hospital Category	All
#	Benefits
1	Out-Patient Services
2	General and Specialist Consultations	Covered
3	Supply of Prescribed Drugs	Covered
4	Chronic Ailments - Diagnosis	Covered
5	Management of Chronic Conditions	Covered (N100,000.00 per annum)
6	In-Patient Services
7	Admissions and Feeding	Semi-Private Ward
8	Supply of Prescribed Drugs	Covered
9	Nursing Care and Consumables	Covered
10	Neonatal and Pediatric Services
11	Primary immunisations(BCG, OPV, DPT, Measles, Yellow Fever, Vit. A, Pentavalent Vaccine, Hep. B, Pneumoccocal)	Covered
12	Secondary Immunisations( Tetanus Toxoid, Anti-Rabies, Anti-Snake Venom, HIB, MMR, Rotavirus, Chicken Pox, Meningitis(CMS), Typhoid at designated centres.	Covered for Texanus Toxoid, Anti-Snake Venom and Yellow fever.
13	Primary care including Circumcision, Ear Piercing, Exchange Blood Transfusion, Tongue Tie Release, Nebulisation	Covered
14	Booster Dose for children 6 years and above (Meningitis, Yellow Fever & Hepatitis B) at designated centres.	Not Covered
15	Special Baby Care including Incubator Care, Phototherapy	3 days
16	Diagnostic Services
17	Routine Laboratory Services including Heamatology, Clinical Chemistry, Microbiology, Serology	Covered
18	Basic Radiological Investigations icluding Ultrasound scan,Plain X-ray, Pelvimetry,Other routine radiological investigation	Covered
19	Advanced Diagnostic Services including Endocrinology, Cytology & Histology.	Covered
20	Advanced Investigations including ECG	Covered
21	CT-Scan, MRI, Echo & EEG	Covered (Any two per annum)
22	Physiotherapy Services
23	Provision of Physiotherapeutic appliances e.g soft and hard cervical collar, Crutches	Covered
24	Physiotherapy Sessions	10 Sessions
25	Psychiatric Services
26	Out-Patient Psychiatric Care, Acute Psychosis	12 Weeks
27	DENTAL SERVICES
28	Primary & Secondary Dental care services	Covered (limit of N20,000 per annum)
29	Optical/Opthalmology Services
30	Optometrist/Opthalmologist Consultation, Basic Eye Examination, Foreign Body Removal, Subconjuctival Infection & Medication	Covered
31	Biennial Optical Lenses & Frames	Covered (Limit of N15,000 )
32	Optical Surgeries	As a part of Annual Surgical Limit
33	Obstetrics and Gynaecological Services
34	ANC/Normal Delivery/Assisted Delivery	Covered
35	Reinbursement for Delivery Abroad SVD/CS	SVD-N100,000/CS N150,000
36	Postnatal Care -6 Weeks only	Covered
37	Fertility Services (investigation only)	Covered (Limit of N30,000 per annum)
38	Family Planning : Counselling, provision of commodities e.g. injectables, pills, IUCD (Copper T)	tCovered including Tubal Ligation, Norplant or Implanon, Vasectomy
39	ENT Services
40	Treatment and Removal of Foreign Bodies	Covered
41	ENT Surgeries	As a part of Annual Surgical Limit
42	SURGICAL SERVICES
43	Minor, Intermediate, Major Surgeries and Procedures.	Covered (limit of N400,000 per annum)
44	Anaesthesia, Surgical Consumables, Oxygen, Administration of Blood	Covered (limit of N100,000 per annum)
45	Reinbursement for Surgery/Procedure Abroad	Up to N100,000
46	Accidents and Emergencies
47	Ambulance (Hospital-to-Hospital and Road side to Hospital)(For Immobile members Only)	Covered
48	Emergency Stabilization and Resuscitation Management only	Covered
49	Intensive Care Services / NICU	48 hours
50	Other Services/Benefits
51	ACUTE & CHRONIC KIDNEY FAILURE
52	Renal Dialysis	2 sessions
53	CANCER Care - Cytotoxic Drugs, Chemotherapy, Radiotherapy, Surgery	Covered (Limit of N300,000)
54	HIV/AIDS AND TB- Diagnosis & Treatment at Free Govt Centres	Covered
55	Health Screening For Principal & Spouse (OHML Designated Centres) once p.a	Physical Examination, BMI, PCV, Blood Pressure, FBS, Urinalysis & Genotype
56	Spa / Wellness	Not Covered
57	Health Equipment For Chronic Condition	Not covered
58	Second Opinion Service By Experts	Covered
59	Network GYM Access	Not Covered
60	Premium Per Individual per annum	Naira 67,600
61	Premium Per Family per annum	Naira 338,000

#	Plan Name	Gold
#	Hospital Category	All
#	Benefits
1	Out-Patient Services
2	General and Specialist Consultations	Covered
3	Supply of Prescribed Drugs	Covered
4	Chronic Ailments - Diagnosis	Covered
5	Management of Chronic Conditions	Covered (N80,000.00 per annum)
6	In-Patient Services
7	Admissions and Feeding	General Ward
8	Supply of Prescribed Drugs	Covered
9	Nursing Care and Consumables	Covered
10	Neonatal and Pediatric Services
11	Primary immunisations(BCG, OPV, DPT, Measles, Yellow Fever, Vit. A, Pentavalent Vaccine, Hep. B, Pneumoccocal)	Covered
12	Secondary Immunisations( Tetanus Toxoid, Anti-Rabies, Anti-Snake Venom, HIB, MMR, Rotavirus, Chicken Pox, Meningitis(CMS), Typhoid at designated centres.	Covered for Texanus Toxoid and Anti-Snake Venom
13	Primary care including Circumcision, Ear Piercing, Exchange Blood Transfusion, Tongue Tie Release, Nebulisation	Covered
14	Booster Dose for children 6 years and above (Meningitis, Yellow Fever & Hepatitis B) at designated centres.	Covered
15	Special Baby Care including Incubator Care, Phototherapy	24 hours
16	Diagnostic Services
17	Routine Laboratory Services including Heamatology, Clinical Chemistry, Microbiology, Serology	Covered
18	Basic Radiological Investigations icluding Ultrasound scan,Plain X-ray, Pelvimetry,Other routine radiological investigation	Covered
19	Advanced Diagnostic Services including Endocrinology, Cytology & Histology.	Not Covered
20	Advanced Investigations including ECG	Covered (Once per annum)
21	CT-Scan, MRI, Echo & EEG	Emergency only
22	Physiotherapy Services
23	Provision of Physiotherapeutic appliances e.g soft and hard cervical collar, Crutches	Covered
24	Physiotherapy Sessions	5 Sessions
25	Psychiatric Services
26	Out-Patient Psychiatric Care, Acute Psychosis	12 Weeks
27	DENTAL SERVICES
28	Primary & Secondary Dental care services	Covered (limit of N15,000 per annum)
29	Optical/Opthalmology Services
30	Optometrist/Opthalmologist Consultation, Basic Eye Examination, Foreign Body Removal, Subconjuctival Infection & Medication	Covered
31	Biennial Optical Lenses & Frames	Covered (Limit of N10,000 )
32	Optical Surgeries	As a part of Annual Surgical Limit
33	Obstetrics and Gynaecological Services
34	ANC/Normal Delivery/Assisted Delivery	Covered
35	Reinbursement for Delivery Abroad SVD/CS	Not covered
36	Postnatal Care -6 Weeks only	Covered
37	Fertility Services (investigation only)	Covered (Limit of N20,000 per annum)
38	Family Planning : Counselling, provision of commodities e.g. injectables, pills, IUCD (Copper T)	Covered
39	ENT Services
40	Treatment and Removal of Foreign Bodies	Covered
41	ENT Surgeries	As a part of Annual Surgical Limit
42	SURGICAL SERVICES
43	Minor, Intermediate, Major Surgeries and Procedures.	Covered (limit of N250,000 per annum)
44	Anaesthesia, Surgical Consumables, Oxygen, Administration of Blood	Covered (limit of N250,000 per annum)
45	Reinbursement for Surgery/Procedure Abroad	Not Covered
46	Accidents and Emergencies
47	Ambulance (Hospital-to-Hospital and Road side to Hospital)(For Immobile members Only)	Covered
48	Emergency Stabilization and Resuscitation Management only	Covered
49	Intensive Care Services / NICU	24 Hours
50	Other Services/Benefits
51	ACUTE & CHRONIC KIDNEY FAILURE
52	Renal Dialysis	1 sessions
53	CANCER Care - Cytotoxic Drugs, Chemotherapy, Radiotherapy, Surgery	Covered (Limit of N200,000)
54	HIV/AIDS AND TB- Diagnosis & Treatment at Free Govt Centres	Covered
55	Health Screening For Principal & Spouse (OHML Designated Centres) once p.a	Physical Examination, BMI, PCV, Blood Pressure & Urinalysis
56	Spa / Wellness	Not Covered
57	Health Equipment For Chronic Condition	Not Covered
58	Second Opinion Service By Experts	Covered
59	Network GYM Access	Not Covered
60	Premium Per Individual per annum	Naira 46,800
61	Premium Per Family per annum	234,000

#	Plan Name	Standard
#	Hospital Category	All
#	Benefits
1	Out-Patient Services
2	General and Specialist Consultations	Covered
3	Supply of Prescribed Drugs	Covered
4	Chronic Ailments - Diagnosis	Covered
5	Management of Chronic Conditions	Covered (N50,000.00 per annum)
6	In-Patient Services
7	Admissions and Feeding	General Ward
8	Supply of Prescribed Drugs	Covered
9	Nursing Care and Consumables	Covered
10	Neonatal and Pediatric Services
11	Primary immunisations(BCG, OPV, DPT, Measles, Yellow Fever, Vit. A, Pentavalent Vaccine, Hep. B, Pneumoccocal)	Covered
12	Secondary Immunisations( Tetanus Toxoid, Anti-Rabies, Anti-Snake Venom, HIB, MMR, Rotavirus, Chicken Pox, Meningitis(CMS), Typhoid at designated centres.	Covered for Texanus Toxoid and Anti-Snake Venom
13	Primary care including Circumcision, Ear Piercing, Exchange Blood Transfusion, Tongue Tie Release, Nebulisation	Covered
14	Booster Dose for children 6 years and above (Meningitis, Yellow Fever & Hepatitis B) at designated centres.	Not Covered
15	Special Baby Care including Incubator Care, Phototherapy	14 days
16	Diagnostic Services
17	Routine Laboratory Services including Heamatology, Clinical Chemistry, Microbiology, Serology	Covered
18	Basic Radiological Investigations icluding Ultrasound scan,Plain X-ray, Pelvimetry,Other routine radiological investigation	Covered
19	Advanced Diagnostic Services including Endocrinology, Cytology & Histology.	Not Covered
20	Advanced Investigations including ECG	Covered (Once per annum)
21	CT-Scan, MRI, Echo & EEG	Emergency only
22	Physiotherapy Services
23	Provision of Physiotherapeutic appliances e.g soft and hard cervical collar, Crutches	Not Covered
24	Physiotherapy Sessions	3 Sessions
25	Psychiatric Services
26	Out-Patient Psychiatric Care, Acute Psychosis	Not Covered
27	DENTAL SERVICES
28	Primary & Secondary Dental care services	Covered (limit of N10,000 per annum)
29	Optical/Opthalmology Services
30	Optometrist/Opthalmologist Consultation, Basic Eye Examination, Foreign Body Removal, Subconjuctival Infection & Medication	Covered
31	Biennial Optical Lenses & Frames	Covered (Limit of N5,000 )
32	Optical Surgeries	As a part of Annual Surgical Limit
33	Obstetrics and Gynaecological Services
34	ANC/Normal Delivery/Assisted Delivery	Covered (CS COVERED UP TO 100,000 per annum)
35	Reinbursement for Delivery Abroad SVD/CS	Not Covered
36	Postnatal Care -6 Weeks only	Covered
37	Fertility Services (investigation only)	Covered (Limit of N10,000 per annum)
38	Family Planning : Counselling, provision of commodities e.g. injectables, pills, IUCD (Copper T)	Covered
39	ENT Services
40	Treatment and Removal of Foreign Bodies	Covered
41	ENT Surgeries	As a part of Annual Surgical Limit
42	SURGICAL SERVICES
43	Minor, Intermediate, Major Surgeries and Procedures.	Covered (limit of N120,000 per annum)
44	Anaesthesia, Surgical Consumables, Oxygen, Administration of Blood	Covered (limit of N120,000 per annum)
45	Reinbursement for Surgery/Procedure Abroad	Not Covered
46	Accidents and Emergencies
47	Ambulance (Hospital-to-Hospital and Road side to Hospital)(For Immobile members Only)	Covered
48	Emergency Stabilization and Resuscitation Management only	Covered
49	Intensive Care Services / NICU	Not Covered
50	Other Services/Benefits
51	ACUTE & CHRONIC KIDNEY FAILURE
52	Renal Dialysis	Not Covered
53	CANCER Care - Cytotoxic Drugs, Chemotherapy, Radiotherapy, Surgery	Not Covered
54	HIV/AIDS AND TB- Diagnosis & Treatment at Free Govt Centres	Covered
55	Health Screening For Principal & Spouse (OHML Designated Centres) once p.a	Blood Pressure, Physical Examination & BMI
56	Spa / Wellness	Not Covered
57	Health Equipment For Chronic Condition	Not Covered
58	Second Opinion Service By Experts	Covered
59	Network GYM Access	Not Covered
60	Premium Per Individual per annum	Naira 28,000
62	Premium Per Family per annum	Naira 140,000

CORPORATE HEALTH PLANS

CORPORATE HEALTH PLANS

GOLD

GOLD PLUS

DIAMOND

PLATINUM

Our Pricing

Gold

Gold Plus

Diamond

Platinum

Our Partners/ Our Clients